Before leaving, it is very important to take out travel insurance to cover such things as medical evacuation, medical expenses, etc.
A word of advice: record your insurance information and stash copies of it in a few different places so that you have it in the event of theft.
Traffic accidents, sickness, complications, miscellaneous injuries... These things can happen in Cambodia as they do anywhere else. Let the traveler beware.
Take a look at your social insurance coverage before you leave. In the event of sickness or an operation, there is no third party payer in Cambodia. Only cash payments are accepted.
The country lacks a number of specialized treatment facilities, so medical evacuation of a patient to another country is sometimes necessary.
It is advisable to take out an insurance policy that includes medical evacuation and/or repatriation. This covers your transportation costs, in the event of serious illness or accident, to Bangkok or Singapore prior to repatriation to your home country.
Carefully read the fine print in your policies so that you can choose the coverage that best suits your needs and budget.
Some insurance policies offer to pay for medical expenses directly, while others only reimburse upon submission of receipts.
If you are an American Express card holder or have another international banking card, you may think that you are covered because glancing at your policy you saw the words "Repatriation assistance". Be sure to check beforehand what your favorite card really does offer. Find out if the call number is accessible 24 hours a day, seven days a week, and don't hesitate to check again once you arrive at your overseas destination.
If you decide to take out insurance in your country make sure that the reimbursements are calculated based on actual expenses and not on the basis of social security reimbursement.